Chapter 13 Bankruptcy Lawyer in Boise, ID | Compassionate Legal Support by Jacques Law

Chapter 13 Bankruptcy Lawyer

in Boise, ID

At Jacques Law, we understand that financial hardships can be challenging and overwhelming. Our experienced team, led by Michael Jacques, is dedicated to providing compassionate and personalized Chapter 13 bankruptcy services to clients in Boise, ID, and surrounding areas such as Caldwell, Payette, Weiser, and Murphy. As a former prosecuting attorney with a unique perspective, Michael Jacques offers a powerful combination of understanding and aggression to help navigate your financial tribulations.

Understanding Chapter 13 Bankruptcy

Chapter 13 bankruptcy is a legal tool designed to help individuals manage overwhelming debts while retaining valuable assets such as a home or car. Unlike Chapter 7 bankruptcy, which involves liquidating assets to pay off creditors, Chapter 13 allows you to reorganize your debt, creating a manageable repayment plan over a three to five-year period.

Debt Reorganization: Chapter 13 provides a structured plan to repay creditors, often with reduced amounts.
Asset Protection: Protect crucial assets like your home from foreclosure, allowing you to maintain stability.
Credit Score Improvement: Successfully completing Chapter 13 can lead to an improved credit score over time.

“Another Chance Starts Here."

Who May Benefit?

You may qualify for Chapter 13 if you:

Have a reliable income
Want to avoid liquidation of property
Prefer a structured repayment plan over 3–5 years
Aim to stop creditor actions and rebuild your financial stability

What to Expect Next

Free consultation to assess whether Chapter 13 fits your financial situation.
Preparation and filing of your bankruptcy petition and repayment plan.
A mandatory meeting with the bankruptcy trustee and optional creditor involvement.
Consistent, predictable monthly payments.
Once the plan completes, any remaining dischargeable debt may be eliminated.

Contact Us

If you’re considering Chapter 13 bankruptcy, reach out to Jacques Law for professional and compassionate legal assistance. Call us today at (208) 344-2224 for a free consultation, or fill out our online form to schedule an appointment. We are committed to helping you regain control of your financial future.